Tom Nash
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How Pros Use One Simple Trick To Create Generational Wealth
🕑 Added 2025-02-18 09:32:02 +0000 UTCThe stock market is not a playground full of bright eyed children singing kumbaya. Far from it. It’s a war zone, baby. Picture tanks rolling through your living room, bombs dropping on your 401(k), and a horde of feral day traders lurking in the bushes armed with their 5 second TikTok “hot stock picks.”
In this war zone, there are no second chances for the undisciplined.
The weak get shaken out, the clueless gamblers get humiliated, and the boomers who only tune in to CNBC twice a year wonder why their portfolios always seem to implode right before retirement. As you might guess, I’m not here to tell you that you can’t survive this chaos.
On the contrary: The reason you’re here is because you want to do more than survive. You want to thrive.
“But Tom,” you say, “everyone knows about DCA. It’s basically the beginner’s guide to investing. Couldn’t you talk about something more advanced, like building a 32 factor discounted cash flow model on a refrigerator door?” Sure, we could talk about that, but guess what? A Ferrari with a V12 engine and 700 horsepower is useless if you can’t figure out how to drive a manual transmission.
The basic strategies are the foundation for all the fancy stuff.
The reason DCA is such a beloved tool in the investing world is that it systematically takes the emotion out of investing, protecting you from your own worst enemy: yourself. Yes, you read that right. You, dear investor, are a bigger threat to your money than the biggest market crash. Why? Because you think with your gut, your heart, your sweaty palms, whatever part of your body is most susceptible to panic. DCA is here to save you from emotional meltdown by turning investing into a habit, like brushing your teeth. And let’s face it: we all have coffee breath in the morning, so who are we to skip brushing?
But guess what? There’s a secret sauce that most talking heads forget to mention. It’s like that extra pinch of paprika that makes your grandma’s stew irresistible, or that cunning hack gamers use to skip entire levels. The standard approach to DCA is fantastic, but it’s incomplete. Why? Because if you only ever invest the exact same amount at regular intervals, even when the market tanks 30 or 40%, you’re leaving money on the table. Actually, you’re leaving money scattered all over the floor, and the pros are scooping it up and stuffing it into their pockets.
In this guide, we’ll take you through a more nuanced approach to DCA, the Double Down DCA Strategy. I’m going to drill into your head (with the friendliest of power tools, of course) exactly how to set up a budget, split your funds, keep a war chest, and deploy that cash when the market hands you discount after discount. This is how the smart money does it, folks. You don’t need to be a wizard at timing the market; you just need a system that automatically tells you when to strike.
Let’s go.
Chapter 1: Why We Do It, and Why It Works
1.1 The Beauty of Slow and Steady
You ever watch one of those cringe financial reality shows where some “expert” tries to call the market top every single week? It’s like watching a soap opera star cry in front of a mirror for hours on end, dramatic, painful, and entirely unnecessary. The truth is, no one can consistently time the market. Let me say that again in case your cat just knocked over your coffee mug: No one can consistently time the market. Even the best of the best miss more often than they’d like to admit.
That’s where Dollar-Cost Averaging, affectionately known as DCA, steps in. The concept is straightforward: you invest a fixed amount of money at regular intervals, regardless of where the market is. Rain or shine, bull or bear, meltdown or mania, you keep investing. It’s not a revolutionary idea, but it works because it removes emotion and enforces discipline.
But how does it really benefit you mathematically?
Let’s say you invest $500 every month into an ETF that tracks the S&P 500. When the S&P 500 is high, your $500 buys fewer shares. When the S&P 500 is low, your $500 buys more shares. Over the long term—because the market tends to drift upward in an erratic, tantrum-prone line, your cost basis evens out at a relatively attractive level. You end up paying something around the average price over that span, which beats trying to guess the perfect moment to drop a lump sum.
1.2 The Psychological Edge of DCA
It’s not just about the numbers, it’s also about your sanity. If you’re the kind of person who stares at candlestick charts at 3 AM until your eyes bleed (which, let’s be honest, some of us are), DCA rescues you from yourself. It’s like putting a cookie jar on the highest shelf in the kitchen, out of reach unless you grab a ladder. You eliminate the temptation to do something impulsive—like selling everything after one bad day on Wall Street, because you have a plan you trust.
In the long run, markets do trend upward. That’s not just a motivational poster statement; it’s backed by decades of data. Yes, there will be dips, corrections, recessions, and moments when it feels like the entire financial system is on the brink of collapse. And yes, sometimes those moments last weeks, months, or even years. But if you can hold on, historically, you’re rewarded for your patience.
1.3 Why Simply “Regular DCA” Isn’t Enough
So, here’s the rub: plain old vanilla DCA is a fantastic baseline, but if you only do a strict DCA, meaning you invest the same amount on the same schedule, 12 months a year—you might be missing out on bigger opportunities. Why? Because when the market drops, those drops can be golden discount events. If you only buy the same small chunk every time, you’re not leveraging the crash to really load up on cheaper shares.
Think of it like a store that occasionally has a 50% off clearance sale. Would you go in with the exact same $20 every single time, even when you could buy double the goods? Or would you plan ahead, keep some extra in your pocket, and splurge when the clearance sign lights up like a neon invitation to print money?
That’s why we’ve got the Double Down DCA approach. You still get all the benefits of regular DCA, but you also get the option to throw in extra cash precisely when the market is having a meltdown. No more frowns when your favorite stock tumbles 20%, instead, your grin stretches from ear to ear because you’re about to buy a bunch of discounted shares. A meltdown for everyone else is your cue to party.
Cue the confetti.
Chapter 2: The War Chest—Budgeting Like a Pro
2.1 The 50/50 Rule, or Why We Don’t Dump Everything at Once
Now that we’ve established why DCA is generally a good idea, and teased how you can enhance it with a double down approach, let’s talk about the nitty gritty. Because, let’s face it, if all we ever said was, “DCA is awesome, you should do it,” this article would be about as pointless as a screen door on a submarine. You need to understand exactly how to structure your finances so that you can both invest regularly and keep spare ammo for the next big dip.
Enter the 50/50 rule. It’s as simple as it sounds, but the benefits are enormous:
You decide how much you can invest each month after covering your essentials (rent, groceries, cat food, whatever your must-haves are).
You split that monthly investment budget in half.
The first half goes into your standard DCA. You invest this every single month, no excuses, no whining, no second guessing.
The second half sits on the sidelines, quietly biding its time in a safe location (like a money market fund or a high yield savings account), waiting for the market to hand you an opportunity.
This approach ensures you’re always “in the game” with your monthly DCA, but you also have a pile of “let’s go shopping” cash for when your favorite stocks go on sale. The real genius is that if the market remains relatively stable for a while, your war chest grows. Then, when the day of reckoning comes, when the market drops 20%, you deploy some or all of that cash. You watch your average cost basis plummet along with it, which sets you up for larger gains when the market recovers.
2.2 The Importance of Knowing Your Monthly Budget
Before you even split your money in half, you need to figure out the maximum you can comfortably invest each month without resorting to living off Ramen noodles and pocket lint. If you overcommit, you might end up in a tough spot when your car breaks down or your cat needs an expensive vet visit. Then, guess what? You’ll be forced to sell shares at the wrong time (maybe during a dip) just to pay your bills.
That’s not what we want here, my friend. We want you to invest regularly and have an emergency fund for life’s curveballs. The best way to do this is to sit down—yes, literally sit down with a spreadsheet, a pen and paper, or your favorite budgeting app—and comb through your monthly expenses. Figure out your net income after taxes and real essentials. This is where it might get painful, because you’ll likely discover you’re spending $200 a month on fancy coffees or $300 a month on random Amazon purchases. Could that money be better allocated to your investments? That’s a question only you can answer.
2.3 Automate, Automate, Automate
Once you’ve figured out a comfortable monthly investment total, let’s call it $1,000 for a round example, automate the process as much as possible. If you wait until the end of the month to invest your leftover funds, guess how much is usually left? Zero. Because you bought that cool new gadget you just had to have.
Instead, treat your investment plan like a bill that must be paid on the first of the month. Most brokerage platforms nowadays allow automatic recurring transfers. You can set up two transfers on your payday:
$500 goes directly into your chosen investments (the standard DCA).
$500 goes into a separate account or a brokerage cash balance, clearly earmarked as your “war chest.”
This automates discipline. By removing the need to make a conscious decision every month, you eliminate the chance of sabotage by your own fleeting desires. Remember, we’re building wealth here, not collecting 19 different colors of the same hoodie.
2.4 The Sweet Spot: Not Too Much Cash, Not Too Little
“But Tom,” you might say, “what if the market doesn’t dip for ages and I accumulate a big hoard of cash? Isn’t that money losing purchasing power to inflation?” Possibly, yes. But recall that you’re not funneling everything into your war chest. You’re still investing 50% of your monthly funds in real time. This ensures you’re capturing market growth consistently.
Plus, some dips come out of nowhere, like in a wrestling match. In such scenarios, you’ll be very glad you had a nice chunk of cash waiting. On the other hand, if the market does keep climbing for a long stretch, you won’t miss all the upside because half of your money was already invested every month.
It’s a balancing act. And we’ll get into more specifics in the next chapters on exactly how and when to deploy that stash.
Chapter 3: The Double-Down Rule
3.1 Understanding the Trigger
Now, here’s the fun part: How do you actually decide when to deploy the war chest? Because, let’s face it, if you do it based on your “gut feeling,” you’ll likely be as accurate as a blindfolded squirrel trying to find a single acorn in a cornfield. That’s why you need a system.
The system we’ll explore here is straightforward: you deploy extra cash from your reserve when your chosen stock or ETF drops 20% below its 52-week high. Why 20%? Well, it’s a classic figure in market lingo, when a stock or index falls 20% from a recent peak, that’s considered a “bear market” for that asset. It’s not a trivial drop that might occur just from daily fluctuations; 20% is significant enough to signify a real pullback or correction.
Of course, you could tailor that percentage to your liking. If you’re more conservative, maybe you wait for a 25% or 30% drop. If you’re more aggressive and love the thrill of deploying cash, perhaps a 15% drop is your sweet spot.
The specific threshold is less important than having a rule, so you’re not making decisions on the fly every time you see a red number.
3.2 Scaling Your Deployment
Let’s illustrate how the deployment works with an example:
Month 1: You have $1,000 total to invest. You put $500 into your chosen ETF(s) immediately (standard DCA) and stash $500 in your war chest. The market is stable.
Month 2: Same routine. You now have $1,000 in your war chest. Still no big dips.
Month 3: Suddenly, your favorite stock (or the entire market) drops 20% from its recent high. Ding ding ding, that’s your trigger. You decide to double down. You take your normal monthly $500, plus $1,000 from the war chest, investing a total of $1,500. Your war chest now has $0 remaining (or $500, depending on how big your war chest was when you pulled the trigger).
When this happens, you’re taking advantage of lower prices in a systematic, rules-based manner. You’re not panic buying because your neighbor’s cousin said the market will rebound next week. You’re not ignoring the drop because some doomsday pundit said it’ll go down another 40%. You’re simply following the plan: “Stock down 20%? Deploy the war chest. Next question.”
3.3 Rinse and Repeat
Of course, the market might continue dropping after you deploy your war chest. In a worst-case scenario, you might buy at 20% down, and then it plunges another 20%. You might think, “Ah, I should have waited for 40%.” But that’s just hindsight bias, something that plagues all investors. If you try to wait for 40%, you might never deploy at all—and then the stock rebounds, leaving you with a pile of cash and a sad face.
This is why the system is cyclical. You deploy when you see your trigger. If the market keeps dropping, keep doing your standard DCA. Over time, you’ll replenish your war chest. If the drop is truly epic, you’ll get another chance to deploy. Eventually, the market recovers, and you end up with a massive stash of discounted shares. So it goes.
3.4 Avoiding the Gambler’s Trap
The Double-Down DCA strategy is not about chasing every dip or flailing around like a kid hopped up on sugar at a carnival. It’s about discipline. You set your trigger, you deploy when that trigger is hit, and then you calmly resume your normal routine. You’re not compelled to “get it all in” at once, nor are you paralyzed by fear of further decline. This approach is methodical and repeats indefinitely.
Most importantly, it protects you from the gambler’s mentality that can creep in when markets get volatile. You’re not going “all-in” on one big bet. You’re distributing your resources intelligently, always prepared for multiple dips without ignoring the possibility that the market might skip right back up.
Chapter 4: Lessons from the Trenches
4.1 The 2020 Pandemic Crash
Remember that wild roller coaster in early 2020 when the pandemic first hit? The market sank like a lead balloon in a matter of weeks. Investors who were unprepared either sold in panic or missed the buying opportunity of a lifetime. Meanwhile, folks who had a systematic approach, like Double-Down DCA, were positioned to pounce.
Before the Crash: Our disciplined investor had been putting $500 into an S&P 500 ETF each month and another $500 into a high-yield savings account.
During the Crash: As soon as the S&P 500 sank more than 20% from its 52-week high, they deployed a portion of their war chest. Then it dropped again, and they deployed another portion.
After the Crash: By late March, the market bottomed. Over the next year, it roared back to reach new highs. Because our hero had a systematic plan, they scooped up shares at bargain prices.
Did they catch the absolute bottom? Probably not. But they did manage to capture significantly lower prices on multiple occasions, positioning them for big gains. That’s the beauty of a plan that doesn’t rely on perfect timing.
4.2 The “No Dip in Sight” Scenario
Believe it or not, markets can go on extended runs where they just keep climbing (with small dips that might not trigger your 20% threshold). Let’s imagine a scenario where you set a 20% dip rule, but the market only corrects by 10% a couple times a year. In this scenario, your war chest keeps growing, and your standard monthly DCA continues to buy shares at higher and higher prices.
You might be thinking, “Isn’t it bad to miss out on all those gains? I’m sitting on half my money!” Not exactly, because remember, you’re still investing half of your monthly funds. That means you’re still in the market capturing those climbs. Could you possibly have made more by investing all at once? Sure, in hindsight. But you also avoided the risk of being fully invested right before a massive crash. That’s the trade-off: you’re trading some of the potential top-side gains for the security of having cash at the ready for a genuine discount.
Plus, as soon as a real dip comes along, you’ll be grateful you have that cash. And eventually, a real dip always comes along. The market never goes straight up forever (if it does, you have my permission to personally email me and say, “I told you so, Tom!”).
4.3 The Emotional Investor Who Missed the Boat
Let’s contrast this with an investor who tries to “go by feel.” They sense the market is overheated, so they sit in cash waiting for a correction that never arrives. After a year, the market is up 20%, and they’re still clutching their uninvested funds with sweaty hands. Then, finally, the market dips 10%. They think, “Here we go! Time to buy!” But they only get a small discount because they waited so long to deploy. On top of that, 10% might not be enough to really shift the cost basis advantage in their favor.
This investor experiences the worst of both worlds: they missed a year of gains and only got a modest discount. That’s why having a rule-based approach is so powerful. It removes the guesswork and anxiety that comes from the highs and lows of market chatter.
Chapter 5: Adjusting the Gears
5.1 Picking Your Assets Wisely
You can apply Double Down DCA to individual stocks or broad market ETFs. However, the approach works best with high-quality assets you’re comfortable holding for years, if not decades. If you’re messing around with micro cap biotech stocks that can drop 90% on bad trial news, well, a 20% dip might be the tip of the iceberg. In such high-risk scenarios, a separate investing plan might be more appropriate.
Stick to stocks or ETFs you believe in long-term, those with solid fundamentals and strong competitive advantages. This way, if they drop significantly, you can confidently buy more without fear that the company is going to vanish overnight. The S&P 500 or Nasdaq 100 ETFs are popular choices because they represent diversified baskets of major companies.
5.2 Tweaking the Dip Threshold
If you find 20% too arbitrary, feel free to tweak it. You could have a sliding scale:
At 10% drop, you deploy 25% of your war chest.
At 20% drop, you deploy the next 25%.
At 30% drop, you deploy the remaining 50%.
This tiered system gives you a more nuanced way to buy on the way down, rather than doing it all in one shot. The exact percentages can be customized to your risk tolerance and investment goals. The key is to define these rules in advance, in a calm state of mind—before you’re in the midst of a market meltdown.
5.3 Replenishing the War Chest
After a successful deployment, your war chest might be empty or partially depleted. That’s okay. You simply go back to your 50/50 routine of standard DCA vs. reserve building. It might take months or even a year to rebuild your stash, but that’s the process. Like a squirrel gathering acorns for winter, you methodically set aside funds so you can pounce again when another big dip comes around.
If the market doesn’t dip again for a while, that’s fine—your normal DCA is still capturing gains. If it does dip sooner than expected, your war chest might not be fully loaded, but you’ll still have something to deploy. It’s an ever-evolving cycle designed to keep you both in the game and armed for dips.
Chapter 6: The Psychology of Staying the Course
6.1 FOMO and YOLO—The Sirens of Bad Decisions
We live in a world of memes, viral tweets, and 24/7 stock chatter. Every day, there’s a new ticker that “went to the moon,” and you’ll inevitably feel that pang of regret: “Why didn’t I buy that last month?” This is where your discipline gets tested. If you abandon your systematic approach every time you see something popping off, you’ll quickly lose focus.
FOMO (Fear of Missing Out) is real, and it’s powerful. Combine FOMO with YOLO (“You Only Live Once”) and you have a recipe for impulsive, big-bet investing that might pay off once or twice but eventually leads to a catastrophic loss. The Double-Down DCA strategy is about slow, steady, methodical gains with strategic opportunities to buy dips. It’s not about chasing hype.
6.2 Overcoming Panic in Crashes
Crashes are terrifying for the unprepared. The financial news goes red, your portfolio balance drops daily, and your stomach churns like you’re on a roller coaster with no seatbelt. That’s exactly the moment your system becomes your lifeline. Instead of panicking and selling, you consult your plan: “The market is down 20%. Great, that triggers a deployment. I buy.”
You turn what would otherwise be a traumatic experience into an opportunity. The world could be screaming “Sell, sell, sell!” but you calmly buy because you prepared for this. You have the war chest, you have your rules. That’s how you survive and thrive long term.
6.3 Building Conviction Over Time
Every successful deployment of your Double-Down DCA plan builds your conviction. You see it work in real life, you watch your cost basis drop, and you experience the rebound that follows. This positive reinforcement encourages you to stick with the plan for years. Eventually, you’ll be almost immune to emotional swings in the market because you’ve seen firsthand how a disciplined strategy benefits you during every stage.
Chapter 7: The Math Behind the Magic
7.1 Average Cost Basics
Let’s get a bit nerdy for a moment. Suppose you invest $500 in a stock priced at $100. You get 5 shares. Next month, it dips to $80, and you invest another $500. Now, you get 6.25 shares. Your total investment is $1,000 for 11.25 shares, meaning your average cost is ~$88.89. Notice that your average cost is lower than the initial price of $100. This is the essence of DCA—buying more shares when the price is lower, lowering your overall cost basis over time.
Now apply that logic to a Double-Down strategy. When the price hits your trigger, you might not just invest $500; you might put in $1,000 or $1,500. This accelerates the reduction in your average cost. The more it dips (up to a point, obviously), the cheaper your cost basis becomes—so long as you believe in the long-term fundamentals of the asset.
7.2 Compound Growth Over Time
Compounding is the eighth wonder of the world, as Einstein is famously (though apocryphally) quoted as saying. When you buy shares that pay dividends or that simply appreciate over time, your returns snowball. A consistent DCA approach ensures you’re feeding this compounding engine regularly, rather than trying to time lumps sums at unpredictable intervals.
If you find yourself squeamish during market downturns, remember that historically, if you hold high-quality assets, time is your best ally. Over 5, 10, or 20 years, your patient approach is likely to be handsomely rewarded. And thanks to Double-Down DCA, when the market does stutter, you become the cunning investor scooping up bargains rather than the frantic seller running for the exit.
7.3 Why Market Timing Is So Hard
Have you ever tried playing whack-a-mole at the arcade? Market timing is like trying to beat the high score with your arms tied behind your back while wearing a blindfold. Even professional fund managers underperform broad indexes more often than not. The double-down approach isn’t market timing; it’s a measured, rule-based tactic that reacts to prices rather than attempting to predict them.
Chapter 8: Common BS Excuses
8.1 “I Don’t Have Enough to Set Aside 50% as a Reserve”
First, you could adjust the split to something that fits your budget. Maybe 75% goes into your monthly DCA, and 25% goes to reserves. The principle remains: always keep some ammo on the sidelines. Even a small war chest is better than none.
Also, if money is so tight that you can’t do a 50/50 split, maybe it’s time to evaluate your spending. Could you drive a cheaper car, skip some subscriptions, or downgrade your phone plan? If you’re serious about building wealth, trimming the fat is part of the journey.
8.2 “What If the Market Keeps Rising and I Never Get to Deploy?”
As mentioned earlier, you’re still investing 50% monthly. So you’re not completely missing out. If the market truly keeps soaring without any major pullback, the half you invest each month will be on a rocket ship anyway. And historically, big dips do show up eventually. Patience is a virtue, especially in investing.
8.3 “This System Ignores Macroeconomic Indicators”
Guilty as charged, but that’s also its strength. Macroeconomic indicators—like GDP growth, unemployment rates, yield curve inversions—are helpful for understanding market context but are notoriously unreliable for pinpointing exact market tops or bottoms. The Double-Down DCA system sidesteps the complexity by focusing on price drops relative to recent highs. It’s pragmatic rather than predictive.
Chapter 9: Practical Tips for Sustaining the Strategy
9.1 Keep Your Reserve Liquid but Not Too Tempting
Your war chest funds should be easily accessible in a pinch (so you can deploy them when the market dips), but not so accessible that you’re tempted to use them for random expenses. High-yield savings accounts or short-term Treasury bills are a good compromise. They offer a bit of yield without locking your money away.
9.2 Monitor Less Frequently
One of the perks of having a rules-based system is that you don’t need to check your portfolio every 5 minutes. In fact, the more you watch the price moves, the more likely you’ll do something impulsive. Set up alerts for when a particular stock or ETF falls below your target threshold. Then you can step in with your war chest.
9.3 Keep Learning
Just because you have a great system doesn’t mean you should stop educating yourself. Follow market news to remain informed about significant events, read up on investing strategies, and keep tabs on the companies in your portfolio. Your knowledge will add context to your plan, even if the plan itself doesn’t rely on that context to function.
9.4 Regularly Review Your Budget
Life changes—maybe you get a raise, you have kids, or your monthly expenses shift. Adjust your monthly investment amount and your 50/50 split accordingly. Flexibility is essential, but always remain disciplined about your system.
Chapter 10: Blueprint
10.1 Step-by-Step Recap
Let’s condense everything we’ve covered into a clear, actionable list:
Determine Your Monthly Investment Budget
- Calculate how much you can comfortably invest after essentials.
- Don’t forget to maintain an emergency fund for unexpected expenses.Split It 50/50 (or Adjusted Proportion)
- 50% goes into immediate investments (standard DCA).
- 50% goes into your war chest (reserve) for dips.Define Your Deployment Rule
- Example: If a stock or ETF dips 20% below its 52-week high, deploy an additional sum from the war chest.
- Consider a tiered approach for multiple levels of dips (10%, 20%, 30%).Automate Everything
- Set up automatic transfers to both your standard DCA and your war chest.
- Remove the chance of forgetting or second-guessing yourself each month.Keep War Chest Funds Liquid
- Use a high-yield savings account or short-term treasury instruments.
- Ensure you can access the funds quickly when needed.Remain Consistent Through Market Ups and Downs
- If the market doesn’t dip, your war chest grows, but you still invest half each month.
- If the market dips, you deploy according to your rules, then rebuild.Stay Educated and Level-Headed
- Focus on quality stocks or ETFs.
- Don’t deviate from the plan due to emotions or hype.
- Keep an eye on your budget, as life circumstances change.
10.2 What Success Looks Like
When done right, Double-Down DCA transforms you into a Zen master amidst the market’s chaos. Your portfolio grows during bull markets, and during bear markets, you’re the stealthy buyer scooping up shares at discounted prices while everyone else freaks out. Over time, your cost basis remains attractive, your share count increases, and you gain the peace of mind that can only come from having a plan.
Remember, no strategy is foolproof. You should still do your own research, diversify, and keep an eye on your total risk exposure. But if you’re looking for a way to systematically grow your wealth without losing sleep at night, or losing your shirt during a crash, Double-Down DCA is a powerful tool to have in your arsenal.
Now, go forth and execute. Set up your Double Down DCA system, stick to it, and watch as the market’s chaos transforms into your own personal wealth generating machine. Until next time, keep calm, carry on, and remember: when in doubt, DCA. And if the market crashes, double down!
– Tom Nash, ROIC Academy
Disclaimer: This article is for educational and entertainment purposes only. It is not financial advice. Always do your own research and consult a licensed professional if you’re unsure about any investment decisions.
Comments
Pilar
Thanks, Tom.. i will really enjoy this reading once im out of office today
Jasper J. Hwang
Just posted on the academy chat
Generico Fakero
Post the question in the academy chat and I’ll answer it there so everyone can see it
Island Boy
This is a wonderful guide to associate and reinforce the DCA lecture video
Cameron Canales
Such a fantastic read. Loved every minute of it. Clear, concise, simple.
Simeon
This is a very comprehensive article! Especially as you cover the common behavioural mistakes and consider reiterate on the importance of budgeting for unforeseen events. Well Done!
Chhewang Lama
Thank you for sharing your valuable investment advice. It’s an honor to be a part of Tom University. Please continue to share your insights.
Jasper J. Hwang
Hi Tom, thanks for sharing this. Could you please provide more guidance on how to allocate a monthly DCA amount across different categories, such as safe (e.g., S&P 500), risky (e.g., Palantir), or Bitcoin? That's where I'm getting stuck.
